Savings & Withdrawals
Excess Income
Configure how to handle income exceeding expenses
Excess income occurs when monthly income (including RMDs) exceeds your specified monthly expenses.
- Disciplined savers: Set up to 100% to be saved to an account of your choice.
- Flexible spenders: Set 0% to reflect spending all excess income.
- Plan for future changes by setting different rates starting from a future year.
Savings Rate
100%
Destination Account
Add accounts in "Accounts & Assets" before configuring.